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ASI الاستثمار السعودي ARAB SAUDI INVESTMENT COMPANY · ESTABLISHED 1998 · RIYADH, KSA · LICENSED · EST. 1998
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Loans & Financing Solutions

Structured financing for individuals, corporates, and institutional clients — delivered with the precision, confidentiality, and expertise that define Arab Saudi Investment.

Financing Solutions
Our Financing Division

Financing Built on Trust,
Structured for Growth

Arab Saudi Investment's Loans & Financing division provides bespoke credit solutions that empower individuals, enterprises, and institutions across the Kingdom of Saudi Arabia. Governed by standards and guided by Sharia principles, our financing products deliver competitive terms with unmatched service quality.

Whether you are looking to finance a personal milestone, expand your business operations, acquire real estate, or structure a large-scale syndicated facility, our experienced credit professionals design solutions aligned precisely to your objectives.

Sharia-compliant financing structures across all products
CMA-regulated with full credit transparency
Competitive profit rates with flexible repayment terms
Dedicated relationship manager from application to close
Rapid pre-approval decisions within 48 hours
Enquire About Financing
Financing Products

Explore Our Loan Portfolio

Four distinct financing categories designed to meet every client need — from personal aspirations to institutional capital requirements.

01 / Personal

Personal Loans

Tailored personal financing solutions for Saudi nationals and residents. Fund life milestones — education, travel, home renovation, or debt consolidation — with competitive profit rates and flexible repayment schedules up to 60 months.

  • Up to SAR 500,000 financing limit
  • Repayment periods up to 60 months
  • No early settlement penalties
  • Swift approval — 48-hour processing
Learn More →
02 / Corporate

Corporate Financing

Working capital solutions, term loans, and revolving credit facilities for Saudi SMEs, mid-cap, and large corporates. We design structures that align with your business cycle, cash flow, and strategic growth objectives.

  • Facilities from SAR 1M to SAR 500M+
  • Working capital & capex structures
  • Islamic murabaha & ijara frameworks
  • Sector-specialist credit advisory
Learn More →
03 / Real Estate

Real Estate Finance

Comprehensive property financing for residential purchases, commercial acquisitions, and development projects. Sharia-compliant structures aligned with Saudi Ministry of Housing programs and Vision 2030 housing targets.

  • Finance up to 90% of property value
  • Repayment terms up to 25 years
  • Residential, commercial & land financing
  • REDF and government scheme integration
Learn More →
04 / Syndicated

Syndicated Loans

Large-scale multi-lender financing arrangements for sovereign entities, major corporates, and infrastructure projects. Arab Saudi Investment acts as mandated lead arranger, agent, or participant — coordinating complex debt capital structures with precision.

  • Facilities exceeding SAR 500M
  • MLA, bookrunner & agent roles
  • Project, infrastructure & acquisition finance
  • GCC and international lender networks
Learn More →
By The Numbers

A Trusted Track Record in Financing

Our financing division has consistently delivered capital to clients across Saudi Arabia's most dynamic sectors — with the discipline and governance that define Arab Saudi Investment.

SAR 8.2B+
Total Financing Deployed
3,400+
Financing Clients Served
97%
Client Satisfaction Rate
48h
Average Pre-Approval Time
How It Works

Simple. Structured. Transparent.

Our streamlined application process ensures you receive a financing decision rapidly, with complete transparency at every stage.

01

Initial Consultation

Speak with a dedicated financing advisor who will assess your needs, profile your objectives, and recommend the most suitable financing structure — with no obligation.

02

Documentation & Assessment

Submit your financial documents through our secure client portal. Our credit team conducts a thorough assessment of your capacity, collateral, and eligibility in accordance with guidelines.

03

Pre-Approval Decision

Receive your financing pre-approval within 48 hours. Our credit committee reviews your application with full transparency, providing a clear indication of terms, profit rates, and conditions.

04

Contract Execution

Review and sign your Sharia-compliant financing agreement. Our legal and documentation team handles all formalities efficiently, ensuring a smooth and compliant transaction close.

05

Funds Disbursement & Ongoing Support

Funds are disbursed directly to your account or counterparty. Your relationship manager remains engaged throughout the financing period — available for restructuring, early settlement, or additional facilities.

Ready to Explore Your Financing Options?

Our financing specialists are available to structure a solution tailored to your exact needs. Schedule a confidential consultation today and take the first step toward your financial goals.