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ASI الاستثمار السعودي ARAB SAUDI INVESTMENT · ESTABLISHED 1998 · LICENSED ·
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Real Estate Financing Solutions

Sharia-compliant property finance for residential, commercial, and development projects across the Kingdom of Saudi Arabia — structured to support Vision 2030 housing ambitions.

Real Estate Finance
Property Finance

Your Gateway to Property
Ownership in Saudi Arabia

Arab Saudi Investment provides comprehensive real estate financing solutions for Saudi nationals, residents, and institutional investors seeking to acquire, develop, or refinance property across the Kingdom. Our facilities are Sharia-compliant, competitive, and aligned with government housing programs including REDF and Sakani.

From first-home purchases to large-scale commercial acquisitions and residential development financing, our property finance specialists structure every facility around the specific characteristics of your asset and transaction.

Finance up to 90% of assessed property value (LTV)
Repayment tenors up to 25 years for residential finance
Sharia-compliant Diminishing Musharaka and Ijara structures
Integration with REDF subsidies and Sakani program
Dedicated real estate valuation and legal advisory
Enquire About Property Finance
Finance Categories

Real Estate Finance Products

Residential Home Finance

Purchase your primary or secondary residence with financing up to 90% LTV and repayment tenors up to 25 years. Available for villas, apartments, and townhouses across Saudi Arabia.

  • First-home buyer benefits available
  • REDF subsidy integration
  • Up to 25-year repayment

Commercial Property Finance

Acquisition and refinancing of offices, retail units, warehouses, and mixed-use commercial assets. Facilities structured against rental income streams with tenors up to 15 years.

  • Income-producing asset focus
  • Rent cover analysis
  • Flexible LTV up to 75%

Land Finance

Financing for land acquisition in approved residential and commercial zones across the Kingdom — structured with short to medium tenors and phased drawdown options.

  • Up to 60% LTV on land
  • Balloon repayment options
  • Conversion to construction finance

Development Finance

Construction and development financing for residential and mixed-use projects — from early-stage land acquisition through to completion and exit — with phased drawdown structures aligned to construction milestones.

  • Milestone-based drawdown
  • Quantity surveyor oversight
  • Exit to term loan or sale proceeds
Key Metrics

Real Estate Finance at a Glance

90%
Max LTV — Residential
25 Yrs
Maximum Repayment Tenor
SAR 2B+
Property Portfolio Financed
48h
Pre-Approval Decision

Ready to Apply? Let's Talk.

Our financing specialists will guide you through the entire process — from eligibility to disbursement — with complete transparency and a commitment to your success.