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ASI الاستثمار السعودي ARAB SAUDI INVESTMENT · ESTABLISHED 1998 · LICENSED ·
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International Loans
& Cross-Border Investments

Arab Saudi Investment commands a SAR 10 billion+ international portfolio spanning 18 countries — deploying sovereign-grade cross-border financing, global co-investment structures, and strategic overseas capital to clients and partners across emerging and developed markets.

SAR 10B+
Overseas Portfolio
38
Countries Active
89+
International Partners
12
Sectors Deployed
International Finance
SAR 10B+ Active Overseas Investments
Global Reach

Saudi Capital.
International Scale.

Arab Saudi Investment has built one of the Kingdom's most substantial international financing and investment platforms — with over SAR 10 billion deployed across 18 countries in infrastructure, clean energy, technology, healthcare, real estate, and financial services. Our international desk operates as a bridge between Saudi capital markets and global opportunity, structuring cross-border loans and co-investment vehicles that meet the standards of both Saudi regulators and international counterparties.

Our international benefactor network, visible across our strategic partnerships, spans sovereign wealth institutions, government entities, development finance institutions, and leading private sector groups in Europe, Asia, Africa, and North America. We leverage this network to source, structure, and execute transactions that would be inaccessible through conventional channels.

Cross-border loan origination & structuring across 18+ jurisdictions
SAR & multi-currency facilities — USD, EUR, GBP, AED, CNY
Sharia-compliant international structures (Murabaha, Wakala, Ijara)
Co-investment access alongside ASI's existing overseas portfolio
Sovereign, institutional, and high-net-worth client eligibility
Aligned with Saudi Vision 2030 international economic diversification
Speak to Our International Desk ›
Portfolio Scale

Our International Footprint

A decade of disciplined cross-border deployment has produced a portfolio that stands as a testament to institutional rigor, relationship depth, and strategic vision beyond the Kingdom's borders.

SAR 10B+
Total International Portfolio
18
Countries with Active Positions
89+
International Benefactors & Partners
12
Sectors Represented
Product Offering

Six International Finance Pillars

Our international division operates six distinct product lines — each designed to address a specific category of cross-border capital deployment, from bilateral loans to structured co-investment vehicles.

01
Cross-Border Bilateral Loans

Direct bilateral lending to sovereign entities, government-related enterprises, and institutional borrowers across our active jurisdictions — structured with appropriate country risk mitigants and international legal documentation.

  • Tenors of 3–15 years depending on jurisdiction
  • Facilities from SAR 50M upward — no upper ceiling
  • SAR, USD, EUR and local currency options
  • ISDA/LMA-compliant documentation standards
  • Political risk insurance available via Lloyd's partners
02
International Co-Investment

Structured co-investment opportunities alongside ASI's existing international portfolio — enabling qualified clients to gain direct exposure to curated overseas positions in infrastructure, real estate, and technology sectors.

  • Access to ASI's 29-partner benefactor network
  • Minimum co-investment from SAR 5M
  • Equity, mezzanine, and preferred return structures
  • Quarterly reporting and full portfolio transparency
  • CMA-compliant co-investment agreement frameworks
03
Trade Finance & Export Lending

Financing the cross-border movement of goods, commodities, and services — supporting Saudi exporters and international trade counterparties through documentary credits, buyer credit facilities, and supply chain finance instruments.

  • Letters of credit, standby LC, and guarantees
  • Buyer credit & supplier credit facilities
  • Commodity-backed and receivables financing
  • Correspondent bank network across 40+ countries
  • SWIFT-enabled, real-time transaction visibility
04
Overseas Real Estate Finance

Financing for Saudi and GCC clients acquiring, developing, or refinancing real estate assets internationally — from prime commercial properties in European gateway cities to large-scale hospitality and mixed-use developments in Asia and Africa.

  • LTV up to 65% on international prime assets
  • Markets covered: UK, UAE, France, Malaysia, Egypt, Morocco
  • Islamic and conventional structures available
  • Joint venture and forward-purchase financing
  • Local legal representation coordinated by ASI
05
Development Finance Loans

Long-tenor development financing for sovereign-sponsored infrastructure, social housing, clean energy, and public utility projects in developing markets — structured with multilateral co-lenders and export credit agency participation where applicable.

  • Tenors up to 20 years for infrastructure mandates
  • Concessional and blended finance structures
  • Co-lending with IFC, AIIB, IsDB, and Arab Fund partners
  • ESG-aligned impact reporting and SDG mapping
  • Focused on Africa, Southeast Asia, and MENA frontier markets
06
International Islamic Finance

Sharia-compliant cross-border financing structures — Murabaha, Wakala bil-Istithmar, Ijara, and Diminishing Musharaka — for international borrowers and investors seeking to maintain Islamic finance compliance across global markets.

  • Full AAOIFI-standard documentation in all jurisdictions
  • Recognized Sharia supervisory board sign-off
  • Multi-currency Murabaha commodity facilities
  • International Wakala investment placement accounts
  • Structured Sukuk issuance support for international entities
Geographic Presence

Active Investment Regions

Our international presence is organized across five strategic regions — each with dedicated relationship managers, local legal counsel, and established counterparty networks built over more than a decade of cross-border deployment.

🌍
Region 01
MENA & GCC Corridor
Our primary international corridor — deep relationships with sovereign wealth entities, government banks, and institutional co-investors across the Arab world and Greater Middle East, with seamless SAR-USD-AED liquidity management.
UAEEgyptJordanBahrainKuwaitOmanMoroccoTunisia
SAR 3.2B+
Deployed in Region
🌍
Region 02
Sub-Saharan Africa
Development finance, infrastructure lending, and equity co-investments in Africa's high-growth economies — structured through development finance institution partnerships and aligned with Saudi Arabia's South-South cooperation agenda.
NigeriaKenyaEthiopiaGhanaSenegalTanzania
SAR 1.8B+
Deployed in Region
🌏
Region 03
Asia-Pacific
Strategic positioning in Southeast and South Asian markets — trade finance corridors, Islamic finance partnerships with Malaysian and Indonesian institutions, and technology-sector co-investments in India and Singapore.
MalaysiaIndonesiaIndiaSingaporePakistanBangladesh
SAR 2.1B+
Deployed in Region
🌍
Region 04
Europe & United Kingdom
Premium real estate acquisitions, private credit facilities, and equity participations in established European markets — with London, Paris, and Frankfurt serving as key hubs for our European institutional relationships.
United KingdomFranceGermanyLuxembourgSwitzerland
SAR 1.6B+
Deployed in Region
🌎
Region 05
Americas & Emerging Markets
Selective deployments in North and Latin American markets — primarily through co-investment with established fund managers, and direct lending to energy-sector entities leveraging Saudi Arabia's deep sector expertise in petroleum and renewables.
United StatesCanadaBrazilMexico
SAR 1.4B+
Deployed in Region
🌐
Pipeline
Emerging Frontier Markets
Active pipeline development in Central Asian, Eastern European, and new African markets — with feasibility assessments underway and inaugural counterparty relationships being established through our international benefactor network.
KazakhstanUzbekistanIvory CoastRwandaVietnam
SAR 800M+
Active Pipeline
Sector Allocation

International Investment Sectors

Our overseas portfolio is intentionally diversified across twelve sectors — balancing yield, strategic importance, and alignment with Saudi Vision 2030's economic diversification mandate.

Clean Energy & Renewables
Solar, wind, and green hydrogen projects — aligned with Saudi Arabia's renewable export vision and the global energy transition.
Active — 6 Countries
🏗️
Infrastructure & Transport
Roads, ports, airports, and logistics hubs financed on project finance and government concession models in high-growth corridors.
Active — 9 Countries
🏢
Commercial Real Estate
Prime office, hospitality, and mixed-use acquisitions in gateway cities — structured for SAR-denominated returns via Sharia-compliant instruments.
Active — 11 Countries
🏥
Healthcare & Life Sciences
Hospitals, pharmaceutical manufacturing, and healthcare logistics — with priority given to markets that benefit Saudi healthcare diplomacy.
Active — 15 Countries
💻
Technology & Digital
Fintech, enterprise SaaS, and digital infrastructure investments — co-invested alongside leading international technology funds and sovereign accelerators.
Active — 9 Countries
🌾
Agriculture & Food Security
Strategic agricultural land, food processing facilities, and agri-logistics investments aligned with Saudi Arabia's national food security programme.
Active — 6 Countries
🏭
Manufacturing & Industry
Capital-intensive manufacturing facilities — particularly in petrochemicals, specialty materials, and advanced manufacturing for export markets.
Active — 5 Countries
🚢
Maritime & Logistics
Port concessions, fleet financing, and logistics network investments supporting Saudi Arabia's ambition to become a global trade hub at the nexus of three continents.
Active — 14 Countries
Selected Transactions

Representative International Mandates

Selected cross-border financing and investment mandates demonstrating the breadth of our international capability — from development loans to equity co-investments across multiple regions and sectors.

Transaction Type Region / Country Sector Facility / Investment Structure ASI Role
Cross-Border Infrastructure LoanEgyptTransportSAR 1.2BBilateral Sovereign LoanSole Lender & Arranger
Renewable Energy Project FinanceMoroccoClean EnergySAR 850MIslamic Project Finance (Istisna + Ijara)MLA & Sharia Coordinator
Commercial Real Estate Acquisition FinanceUnited KingdomReal EstateSAR 620MDiminishing MusharakaSenior Lender
Agricultural Development LoanSudan / KenyaFood SecuritySAR 480MDevelopment Finance (Blended)Co-Arranger with IsDB
Technology Fund Co-InvestmentSingapore / IndiaTechnologySAR 320MLP Equity Co-InvestmentAnchor Co-Investor
Trade Finance FacilityMalaysia / IndonesiaManufacturingSAR 260MCommodity Murabaha RevolvingFacility Agent & Lender
Healthcare InfrastructureNigeriaHealthcareSAR 390MConcessional Development LoanLead Arranger

Transaction details are illustrative of capabilities. Specific mandates are subject to client and counterparty confidentiality.

Who We Serve

International Client Eligibility

Our international finance and investment services are designed for clients with genuine cross-border capital requirements — from sovereign borrowers to high-net-worth Saudi individuals seeking global diversification.

Sovereign & Government Entities

Ministries of finance, government-related enterprises, development banks, and sovereign wealth funds seeking bilateral financing, co-investment arrangements, or trade finance from a-regulated Saudi institution.

Institutional & Corporate Borrowers

Large corporates, multinational companies, and institutional investors requiring cross-border financing, structured facilities, or access to Saudi and GCC capital for international expansion or project development.

High-Net-Worth Saudi Investors

Qualified Saudi and GCC individual investors seeking international portfolio diversification — accessing ASI's overseas co-investment platform, international real estate finance, or overseas discretionary mandates.

International Banks & Financial Institutions

Foreign banks and financial institutions seeking Saudi co-lender participation in international syndications, trade finance correspondent relationships, or Islamic finance structuring expertise.

Real Estate Investors & Developers

Saudi, GCC, and international property developers seeking Sharia-compliant overseas real estate financing — from single-asset acquisition facilities to multi-property portfolio finance structures.

Development Finance Partners

Multilateral and bilateral development institutions — including MDBs and export credit agencies — seeking Saudi co-financing partnerships for development projects in MENA, Africa, and Asia.

Regulatory Compliance & International Standards

All international financing and investment activities are conducted under authorization and in full compliance with Saudi AML/CFT regulations, FATF standards, OFAC screening, and applicable jurisdictional laws. Our international transactions are governed by LMA, ISDA, or AAOIFI documentation frameworks as appropriate. ASI maintains dedicated compliance officers for international operations and conducts rigorous counterparty KYC/CDD on all cross-border relationships.

Engagement Process

How International Mandates Work

From initial inquiry to cross-border disbursement — our international team operates with institutional speed and precision, typically completing mandate execution within 60–90 days for standard cross-border facilities.

01

Initial Mandate Inquiry & NDA

Contact our International Finance Desk with your financing or co-investment requirement. Following NDA execution, our team will conduct a preliminary assessment of transaction fit, jurisdiction eligibility, and structural suitability within 5 business days.

02

Term Sheet & Structure Proposal

Upon positive preliminary assessment, we issue a detailed term sheet outlining proposed facility amount, tenor, pricing, security package, governing law, and documentation framework. For co-investment mandates, we provide an information memorandum on the relevant portfolio position.

03

KYC, Due Diligence & Credit Review

International KYC and enhanced due diligence is conducted in accordance with Saudi AML regulations and FATF standards. Concurrent credit and country risk analysis is completed by our International Credit Committee, with independent legal review of jurisdictional considerations.

04

Credit Approval & Documentation

Following successful due diligence, the transaction is presented to ASI's International Credit Committee for formal approval. Facility documentation is then prepared by appointed international counsel — LMA, ISDA, or AAOIFI frameworks as applicable — with Sharia board sign-off for Islamic structures.

05

Regulatory Notification & Conditions Precedent

Relevant cross-border transactions are notified to the Capital Market Authority and Saudi Arabian Monetary Authority (SAMA) as required. All conditions precedent — including legal opinions, security perfection, and insurance arrangements — are satisfied prior to disbursement.

06

Disbursement & Ongoing Relationship Management

Funds are disbursed through ASI's international correspondent banking network with full SWIFT confirmation. A dedicated Relationship Manager provides ongoing monitoring, covenant reporting, and portfolio management — with quarterly reviews and annual facility reviews for multi-year transactions.

Why ASI International

The Institutional Advantage

  • I
    SAR 10B+ Proven Track RecordWe have already deployed and managed over SAR 10 billion internationally — our cross-border infrastructure is battle-tested, not theoretical.
  • II
    Sovereign-Grade RelationshipsOur 29+ international benefactor and partner network includes government institutions, sovereign wealth funds, and investment authorities — providing access no commercial bank can replicate.
  • III
    Islamic Finance Expertise GloballyStructuring Sharia-compliant instruments across international markets is genuinely complex — our Sharia supervisory board and international legal network ensure compliant execution in every jurisdiction.
  • IV
    Full Regulatory StandingAs a-licensed institution, our international activities carry the credibility and governance of Saudi Arabia's premier capital market regulator — a material advantage when dealing with international counterparties.
  • V
    Vision 2030 Strategic AlignmentOur international platform is explicitly aligned with Saudi Vision 2030's mandate for economic diversification, international trade expansion, and the positioning of Saudi Arabia as a global investment hub.
Key Parameters

International Finance Terms

  • Minimum Facility SizeSAR 50 million for bilateral cross-border loans; SAR 5 million for co-investment participations; SAR 10 million for international real estate finance.
  • Currencies AvailableSAR (primary), USD, EUR, GBP, AED, MYR, and other currencies by arrangement through correspondent bank network.
  • Tenor RangeShort-term trade finance: 90 days – 2 years. Commercial facilities: 3–7 years. Infrastructure and development: up to 20 years.
  • Pricing BasisSOFR / EURIBOR / SAIBOR + applicable margin, depending on currency and jurisdiction. Fixed-rate and profit-rate pricing available for Islamic structures.
  • Security RequirementsTailored to jurisdiction and transaction type — sovereign guarantees, asset security, export credit agency cover, or political risk insurance by arrangement.
  • Mandate Execution TimelineIndicative term sheet within 5 business days of initial inquiry. Full execution typically 60–90 days for standard facilities; 90–180 days for complex structured transactions.

Begin Your International Mandate

Our International Finance Desk is available to discuss cross-border financing requirements, co-investment opportunities, and strategic international partnership arrangements. Initial consultations are confidential and obligation-free.