Structured finance, Islamic credit, and sukuk issuance — optimal capital structures for Saudi and GCC corporates.
Our Credit advisory team designs and executes debt financing solutions that give Saudi and GCC corporates access to capital on the best possible terms — conventional or Sharia-compliant, bilateral or syndicated, short-term or long-term.
We act as independent financial advisor — not as a lender — ensuring our recommendations are driven entirely by your interests, not by balance sheet considerations.
Designing optimal debt structures — term loans, revolving facilities, bridge finance — tailored to your business model, cash flows, and growth strategy.
Full Sharia-compliant financing structures including Murabaha, Ijara, Musharaka, and Diminishing Musharaka — certified by independent Sharia scholars.
End-to-end sukuk advisory from structuring through registration, rating engagement, book-building, and listing on Tadawul.

Negotiation and structuring of bilateral credit facilities and club loan arrangements with Saudi and GCC banks — optimising pricing, covenants, and tenor.
Lead arranger advisory on syndicated Islamic and conventional loan facilities — coordinating lender groups, documentation, and drawdown for large-scale Saudi transactions.
Full-service sukuk structuring, registration, rating agency coordination, book-building, and Tadawul listing for Saudi corporate and government issuers.
Non-recourse and limited-recourse project finance structuring for infrastructure, energy, and real estate developments aligned with Vision 2030 priorities.
Comprehensive financial restructuring advisory — renegotiating existing facilities, managing lender relationships, and designing sustainable capital structures for distressed businesses.
Murabaha, Ijara, Wakala, Musharaka, and Diminishing Musharaka — all structures fully certified by our independent Sharia Supervisory Board.
We begin with a detailed briefing on your financing objectives, timeline, risk tolerance, Sharia requirements, and existing lender relationships.
Our team designs the optimal financing structure — selecting instruments, tenors, security packages, and covenant frameworks appropriate to your business.
We identify and approach the most appropriate lender universe — Saudi banks, GCC institutions, international banks, or debt capital markets investors.
We negotiate term sheets on your behalf — pushing hard on pricing, covenants, prepayment penalties, and all other commercial terms.
We coordinate legal documentation, Sharia certification, approvals, and all conditions precedent to ensure a smooth, on-time closing.